When you have someone in your life that has a special need, whether they’re a child, grandchild, parent or other loved one, navigating the unique financial considerations that arise can be overwhelming. You may be wondering: What is a special needs trust? How can I save for my retirement and my child’s future? How do we navigate the complex eligibility requirements for Medicaid or disability?
A financial advisor can untangle the complicated lingo for you and help you understand the resources, services and strategies available to families with special needs, including help with setting up an ABLE account (also called a 529A savings account) to allow your family to put aside tax-advantaged funds for disability-related expenses.
We started Windward to help, and we are here to listen. Advising for clients that have special needs is like cooking for someone with an allergy. The basics of cooking don’t change, but there are special precautions that need to be taken into consideration. There are specific tools available to make accomplishing your goals easier. Make sure you work with someone that will listen to you, so you don’t have to stand on the beach alone.
Securities and investment advisory services offered through Osaic FS, Inc., member FINRA/SIPC. Osaic FS is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic FS.
Osaic FS, Inc. and its representatives do not offer tax or legal advice. Individuals should consult their tax or legal professionals regarding their specific circumstances.
See Osaic FS’s Form CRS Customer Relationship Summary, available here, for succinct information about the relationships and services Osaic FS offers to retail investors, related fees and costs, specified conflicts of interest, standards of conduct, and disciplinary history, among other things. Osaic FS’s Forms ADV, Part 2A, which describe Osaic FS’s investment advisory services, Regulation Best Interest Disclosure Document, which describes Osaic FS’s broker-dealer services, and other client disclosure documents can be found here.
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